Asset Allocation
4 classesMonthly Dividend Income
2025
—
avg/mo
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Holdings
| Asset | Type | Value | Yield | YoC | Weight | Ann. Income |
|---|
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DEGIRO · IBKR · Saxo · Revolut · Flatex · Bux
Portfolio Summary
Monthly Dividend Forecast — 2025
DRIP OnDRIP Projection — 10 Years
ReinvestmentYield on Cost Progress
Retirement Simulator
2.5%
4.0%
Return Scenarios
Crash Simulation
Stress Test52
Historical: 2008 (−57%, 5yr) · 2020 (−34%, 6mo) · 2000 (−49%, 7yr)
Base Projection
8% scenarioWealth Timeline
Property ROI Calculator
3.9%
3.0%
25yr
ROI Analysis
Live10-Year Cumulative Cashflow
EU Tax Configuration
60%
Select a country to see notes.
Net vs Gross Retirement View
Box 3 Wealth Tax Calculator
Netherlands 2024Box 3 taxes imputed returns on net wealth above the threshold (€57,000 per person in 2024). The rate is 36% of the notional 6.04% return — not your actual return.
Box 3 Calculation Result
Annual TaxHow to Reduce Your Box 3 Tax
Banksparen / LijfrenteContributions to a banksparen or lijfrente account are Box 1 deductible and exempt from Box 3. Ideal for jaarruimte contributions.
Green InvestmentsUp to €71,251 per person (€142,502 for partners) in certified green investments are fully exempt from Box 3.
Mortgage DebtOutstanding mortgage debt reduces your Box 3 taxable base. Refinancing or shifting assets can lower your liability.
Jaarruimte Calculator
Netherlands 2024Jaarruimte is the annual space you have to contribute to a tax-deductible pension product (banksparen or lijfrente). Contributions reduce Box 1 income, potentially saving you 37%–49.5% in tax.
Your Jaarruimte Result
2024Tax Saving Potential
Monte Carlo Parameters
1,000 simulations8.0%
15%
4.0%
Outcome Distribution
Percentile Fan Chart — Accumulation Phase
P10 · P50 · P90P90 optimistic
P50 median
P10 pessimistic
Portfolio Survival Probability
Withdrawal PhasePortfolio Health
—
Strong
Diversification
—
Score / 100
On Track to Goal
—
Years ahead
Tax Efficiency
—
Score / 100
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